Adequate insurance coverage is as vital to your home-based business as your computer or fax machine. Unfortunately, many home business owners neglect insurance -- either because they can't find the right coverage, it's too expensive, or they just don't know what's available. This can be a costly mistake, since a lack of insurance can permanently shut down your home business and even cripple your personal finances, should you be the victim of a lawsuit, fire, injury, or any other unforeseen calamity.
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